ASPCA

How ASPCA Works

If you have a policy through ASPCA, caring for your pet is easy and filing a claim is very simple.

You can visit any emergency clinic or licensed vet when your cat or dog needs medical attention. Once your pet receives treatment, pay the existing medical bills and begin the claims process. ASPCA provides the option to submit your claim online or via mail if you prefer.

Once the claim is processed, ASPCA will reimburse you by direct deposit into your bank account; if you prefer a check, they will mail it to you.

The claim process is straightforward, even for new pet owners. Since they process them so quickly, you aren’t out-of-pocket for long. It’s important to remember that getting reimbursed through a direct bank transfer is faster than waiting for a check.

What Coverage Does ASPCA Provide?

ASPCA provides a host of coverage options depending on your pet’s needs. Everything from general ailments, surgeries, exam fees and has a line of coverage, so let’s dive in and see what ASPCA offers:

Everyday Accidents: Everyday accident coverage will reimburse expenses arising from hospitalization and surgery resulting from an accident. Accidents include bites, broken bones, and other ailments.

Serious Illnesses: If your pet gets ill, ASPCA’s serious illness coverage will pay for diagnostic costs, treatment for digestive problems and ear infections, as well as thyroid issues and other illnesses.

Preventive Care and Accident-Only Protection: Preventative care is a great way to keep your pet healthy and on top of its vaccinations. The ASPCA preventative care plan covers checkups, immunizations, and more. Additionally, you can opt for accident-only coverage, which will reimburse medical treatment caused by severe accidents.

How to Sign Up with ASPCA Insurance?

Applying for pet insurance begins by requesting a free quote. This is a no-obligation quote, so if the quote isn’t what you expected, you don’t have to purchase it. To generate a quote, input your zip code and pet’s name. Additionally, they need to know if your pet is a cat or dog. From there, they need a few more pieces of information about your pet to give you an appropriate quote.

Next, you have the option of adding extra coverage if you want. After opting in or out of the additional coverage, you can complete your sign-up. You’ll have to give them your full name, address, email address, and payment information. Once your policy is accepted, you can complete your sign-up by creating an account with ASPCA.

Customer Service & Support

ASPCA offers various customer service support channels, including email, fax, and Responsive telephone service. They do not currently have a live chat feature available, but if you need to submit a claim, you can submit it through the ASPCA Pet Insurance app.

ASPCA’s Pros and Cons

Before you purchase a policy from ASPCA pet insurance, take a look at these pros and cons to ensure that they offer the coverage that you need for your pet:

Pros

• Variety of coverage options, including wellness or accidental-only available.
• You can bring your pet to any licensed veterinarian.
• ASPCA provides quality coverage for household pets.

Cons

• Third-parties underwrite policies
• Microchip costs are only covered with complete coverage policies

Is ASPCA the Right Pet Insurance for You?

ASPCA is a reputable pet insurance provider with a long history of customer satisfaction. Since they allow you to tailor policies that cater to your pet’s needs, you can build a plan to pay for what you need and without unnecessary extras. If you are looking for an insurance provider for comprehensive pet coverage, or a plan that will protect them in an emergency, ASPCA may be a great fit.

ASPCA Summary

Since ASPCA is a well-known name in the pet insurance market and provides impressive policies, it may be an excellent choice for most pet owners. However, if you need additional coverage or microchip service, there are upcharges, so it’s essential to read the documentation before purchasing a policy.