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A guide to pet insurance

You’re reading this guide, so you are more than likely interested in buying pet insurance. However, you may already know it’s not as easy as you first thought.

If you do a quick search on Google, you will get a flood of companies wanting you to choose them as your provider. However, can you rely on every company available online? Sorry, but this is not always the case. In this guide, we’ll help you choose ones that you can trust.

You’re a pet owner, and you obviously care for your pet, right? You want to know that you and your pet are covered in the unfortunate event of an injury or illness. Maintaining a healthy pet is our main priority. This is why we need a pet insurance company we can rely on. And, one that’s not going to damage our pocket too much!

In this guide, we’re going to explain pet insurance more in-depth. Also, how to choose the one you can trust.

What is pet insurance?

To put it simply: pet insurance helps cover the cost of vet bills in the event of an injury or illness. Some also help in other areas. Here are some of the areas that may be covered as well:

  • Some providers will make a payout if your pet dies
  • You may be able to get costs for marketing if your pet goes missing
  • Some will also make a payment if your pet damages someone’s property

These are just some of the factors to consider when choosing pet insurance. These variables will change from provider-to-provider. This is why it’s important to understand what you’re buying.

Is pet insurance important?

Yes, pet insurance is very important. From day one of owning your pet, you should have a policy taken out! People make mistakes. For example, buying a new kitten and thinking; “I’ll get the policy in a few weeks”. However, this is when a lot of people end up paying out a fortune. Pets can fall ill, or have an injury at any age.

Pet insurance gives you peace of mind that your pet is covered. And, you won’t have any unexpected vet bills.

Things your pet insurance should cover

We briefly covered this, but let’s dig into this further on what your pet insurance should cover:
  • dental_cover
    Dental cover

    Dental issues are something that may slip your mind until your pet gets bad tooth decay. This is why you need cover, and some providers will cover the cost of dental treatment.

  • missing_pets
    Cover for missing pets

    It’s not uncommon for pets to go missing. Here’s the good news: Some providers will pay for marketing. For example, they will cover the costs of leaflets being distributed, etc.

  • death
    Death caused by accident or illness

    If unfortunately, your pet dies, you may be able to claim what your pet is valued at. This is not a nice thought, but it’s a piece of mind knowing you’re covered. However, not all providers pay-out. Therefore, you need to ask your potential provider.

  • thirdparty
    Third-party costs

    Picture this one: your dog knocks and smashes an expensive house item at somebody’s house. How do you pay for broken goods? Well, some pet insurance providers will cover the costs of third-party damage.

    These are some of the key factors when choosing a provider.

How to choose the right provider

Choosing the right provider for your pet insurance is no easy task! You could spend hours, if not days researching. This includes reviewing terms and conditions of what you’re covered and not covered for It becomes a headache.

So what’s the best way to find a reliable provider?

The best and easiest way is to use a review site – like ours. We review all the best providers and analyze everything they have to offer. We also share the positives and negatives of each provider.

As a result, there are no hidden costs or restrictions. You know exactly what you’re buying, and what you’re covered for.

Final thoughts

We hope you have found this guide helpful, and you will now have the knowledge of what to look for.

Even though you have the knowledge, researching pet insurance providers is stressful. You need to make sure you find and research each one’s terms and conditions.

Here’s the good news.

We’ve taken away all that stress for you. We’ve reviewed all the best ones and provided you with articles on our research. Use them to see which provider is best for you and your pet. We promise to recommend the ones that offer the best cover. And, the ones to keep more money in your pocket!

We receive advertising fees from the service providers we rank below.

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