American FamilyEveryone who drives needs auto insurance. Auto insurance is essential because it protects you and your finances whether you get into an accident or get damaged from weather and other natural disasters. However, not all auto insurance companies are created equal, and American Family Insurance (AmFam) holds a unique place in the industry because it is one of the biggest carriers. Still, it is also one of the highest-rated. Many insurance companies have a tedious claims process, but AmFam consistently delivers a quality claims experience to its customers. This review will detail some of AmFam’s most popular auto insurance benefits and help you decide if they are a good fit for you and your insurance needs.
- 24/7 Emergency Roadside Assistance
Enjoy The Best of Both Worlds
AmFam customers receive access to unparalleled claims services, as well as a host of auto coverage. Thanks to its wide array of options, customers can customize their policies to meet their needs without paying for unnecessary coverage.
You can also sign up for their KnowYourDrive program, which will track your driving habits and reward good drivers with additional discounts of up to 10%.
- Gap/Lease & Loan
- Uninsured Motorist
- Bodily Injury
- Medical Payments
- 24/7 Emergency Roadside Assistance
- Accident Forgiveness
- Classic Car
- Commercial Auto Insurance
- Auto Rental Reimbursement Coverage
- OEM Coverage
- Travel Coverage
How To Get American Family Car Insurance
You can request a quote for AmFam car insurance online or over the phone. Once you begin the quote process, you will select which insurance policies interest you and enter your zip code. Once you enter your initial details, you will be prompted to enter the rest of your personal information so AmFam can generate accurate quotes for your needs.
Once you finish the initial quote, you will have the opportunity to provide additional information that can help you qualify for many discounts.↑
Work With A Top-Rated Insurance Carrier With Great Benefits
AmFam offers many additional benefits on top of its wide coverage offerings. These benefits can help customers save hundreds or even thousands of dollars in out-of-pocket expenses.
Emergency Roadside Assistance
Emergency roadside assistance is one of the most valuable benefits for drivers because it saves time and money and provides extra peace of mind. When you have roadside assistance on your policy, you can call a tow truck, emergency ride, or a variety of other assists to get you where you need to go.
Auto accidents take a massive toll, and they affect your ability to work, travel, and enjoy your everyday life. When you add rental reimbursement to your policy, you can get back to your day-to-day routine without worry until your car is repaired or replaced.
Accident forgiveness coverage is excellent because it offsets claims you file, so you aren’t penalized for mistakes. When you carry accident forgiveness coverage, you can mitigate the impact of the accident on your insurance premium without it skyrocketing after your first incident.↑
Receive Generous Discounts
Along with an impressive coverage selection and the KnowYourDrive program, AmFam offers many discounts for qualified drivers. Discounts include Safe Driver discount, Good Student discount, and discounts for bundling coverage.
Save By Bundling
AmFam is the ninth-largest insurance carrier in America, and they offer many other insurance lines in addition to auto insurance for personal and commercial clients; they break them into four major categories, vehicle, property, personal, and commercial. When you bundle these coverages into a larger policy, you will receive additional discounts and a more comprehensive insurance quote.
- Vehicle – Vehicle coverage has options for motorcycles, RVs, Campers, Boats, ATVs, and even Snowmobiles.
- Property – AmFam has flexible property coverage, which includes homeowners, renters, condos, manufactured homes, and other personal properties.
- Personal – Personal insurance is one of the largest lines offered by AmFam, and there are many subsections to their personal insurance offerings. Options include Pet Coverage, Life Insurance (Term Life, Whole Life Senior Whole Life, Children’s Whole Life), Umbrella Coverage, Health, and Travel.
- Commercial – Commercial coverage is an excellent option for business owners and agricultural operators. AmFam offers business insurance and farm and cattle coverage for Livestock Storage and Tractors and Farm Equipment.
American Family Insurance is a shining star in the insurance industry due to its extensive coverage options and excellent customer satisfaction. Many insurance companies struggle to provide a great customer experience and offer enough products, but AmFam manages both very well.
If you would like to learn more about auto insurance and check out more of the top-rated carriers in the industry, be sure to check out our other guides and reviews.↑