Established in 1931, Allstate is an insurance company that has earned a name for itself as one of the leading car insurers in the US. AllState offers diverse auto insurance policies for cars, ATVs, and motorcycles and has physical presence in all 50 states in the US. The company has a large network of local agents making it appealing for users who prefer face-to-face interactions over phone/chat conversation. Opting for an auto insurance plan with AllState comes with many benefits. Customers get to enjoy high-quality products, diverse discounts, and deductible rewards. All these benefits are some of the reasons why millions of households in the US trust Allstate for their auto insurance needs. If you’re in need of a new insurance policy for your car and you feel AllState might be the best choice for you, chances are that you are right. Keep reading this review to learn more about AllState Auto Insurance.
How Does Allstate Auto Insurance Work?
As hard as we try to prevent accidents on the road, they still happen. This is why you need a reliable auto insurance plan to cushion the damages you might incur when an accident happens. AllState provides diverse auto insurance coverage options for you. However, since AllState doesn’t provide an online calculator to determine total costs, it can be pretty challenging to choose a car insurance plan based on your budget. Luckily, AllState has made the whole process simple, even for first-time car owners. To get started, simply request a quote on their website by filling your name, date of birth, address, car model, and other vital information. Once done, you’ll get paired with an agent who will walk you through the whole process. Bear in mind that you’ll need to consider your budget, your financial situation, and how much you can spare if you get in an accident.Back to top ↑
What Does Allstate Auto Insurance Cover
The Allstate insurance policy covers a whole lot. They include:
- Roadside coverage
This allows you to enjoy simple benefits like changing tires or getting jump-starts on the roadside so you’re never stranded in the middle of nowhere with a flat tire. You’ve got insurance!
- Personal umbrella policy
The personal umbrella policy gives you all-round protection. Your auto policy may not be enough. There is always an additional option for you at all times.
- Medical payments coverage
You or your passenger may be hurt during a collision. Not to worry; medical bills are already paid for. Your agent will make a list of options under this condition that are available to you while choosing your insurance plan.
- Personal injury protection
Injuries may occur during a collision or an accident. You are protected as you have an insurance policy that takes care of this for you. In the case that you sustain injuries during a covered accident, this coverage handles the cost of treatment and/or surgery that may occur.
- Comprehensive coverage
Sometimes, there are natural disasters like hail, fallen trees, snowfall, or even strong wind. These may do some damage to your vehicle. Other times, it’s human activities like theft, vandalism, or others. In such conditions, your car is covered by this insurance policy.
- Rental reimbursement coverage
This covers the expense of renting a car while yours is under repairs. It allows you to move around freely until you get your car back.
- Sound system insurance
Audio or video devices installed in your car may get stolen or damaged during an accident. This coverage allows for such to be replaced in no time.Back to top ↑
The laws of your state play a role in determining AllState auto insurance costs. For example, Texas allows $30,000 per person or $60,000 per accident as minimum liability coverage for bodily harm. Other state laws differ. So, you might need to confirm with legal authorities to determine auto insurance laws in your state. This is very important as it puts you in control of your spending limit. You can also get across to AllState’s agents who are always willing to put you through.Back to top ↑
Life is important. You have only one opportunity at it. Choosing your auto insurance plan should come with all the benefits that allow you to enjoy the freedom you deserve. Allstate auto insurance offers you all of these and more. With a range of options to choose from, you have all your auto insurance needs at your fingertips. So you can be sure that you’re not only in the best hands; you also have the best sets of packages for you and your family’s needs.Back to top ↑