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LoansUnder36

Personal loans are a powerful financing alternative to credit cards when you need extra cash on short notice. Whether you are building an addition to your house, paying for an unexpected expense, or emergency medical bills, personal loans generally offer better terms at lower interest rates. LoansUnder36 is an online comparison tool that helps customers find the best loans for their needs. Today we're going to dive into what LoansUnder36 offers and determine if it's a good choice for you.
8.5
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  • Personal Loans Online
  • All Credit Types Accepted
Pros
  • Ideal for smaller loans
  • Flexible repayments
  • Quotes from hundreds of trusted lenders
Cons
  • Not suitable for large loans
  • LoansUnder36 Overview
  • How Does LoansUnder36 Work?
  • LoansUnder36 Personal Loans Features
  • LoansUnder36 Personal Loans Requirements
  • Reliability and Support
  • Final Word

LoansUnder36 Overview

LoansUnder36 is a loan comparison website specializing in smaller personal loans that are ideal for quick cash injections, small projects, and short-term payments. They only offer loans under 36% APR, and up to $35,000, which is where they get their name. Based in Boca Raton and founded in 2014, LoansUnder36 offers their service for free, and they help match their customers with quotes from hundreds of lenders across the country.

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How Does LoansUnder36 Work?

LoansUnder36 operates similarly to an insurance broker because they take your personal information and financial needs and use that data to match you with relevant quotes from lenders that may be a good match. Once you submit your information, LoansUnder36 will match you with several quotes within minutes.

Simplicity is vital for LoansUnder36, which is a big selling point of their service. Instead of spending hours applying for loans on individual lenders’ websites, LoansUnder36 compiles a list of quotes relevant to your budget and financial situation. Thankfully, All credit types are welcome to submit a loan request with LoansUnder36.

Additionally, LoansUnder36 does not charge for their service since they will receive a commission when applying for a loan. However, you may need to pay origination fees if you are approved for a personal loan.

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LoansUnder36 Personal Loans Features

You can find personal loans from many different lenders via LoansUnder36, with varying terms, rates, fees, and amounts. Find out more about the type of loans you can get below:

  • Amounts – Loans from LoansUnder36 can be as low as $100 up to $35,000, which makes them ideal if you need to finance a smaller amount.
  • Fees – There are no fees to worry about when making use of the LoansUnder36 service, but fees may be applicable on any loans you are approved for.
  • APR – As the name of the site implies, APR will never exceed 36% on LoansUnder36. Interest rates range from 5.99% up to 35.99% for lenders working with LoansUnder36.
  • Terms – LoansUnder36 is ideal for short-term loans with terms ranging from 1-24 months.
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LoansUnder36 Personal Loans Requirements

LoansUnder36 works with a variety of lenders to ensure you get the best rates and terms available. If you want to use their service, there are a few requirements, including you need to be 18 or older, have US citizenship or residency, and have an active bank account with proof of regular income. If you have a poor credit score or low income, you may not be eligible to apply with specific lenders in the network.

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Reliability and Support

LoansUnder36 has established itself as a name that customers can trust. They offer excellent privacy and data security policies, so you can be sure that your data will be treated with care. They do not provide a robust customer support network. Instead, LoansUnder36 encourages users to contact lenders directly with any queries.

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Final Word

LoansUnder36 has established itself as a name that customers can trust. They offer excellent privacy and data security policies, so you can be sure that your data will be treated with care. They do not provide a robust customer support network. Instead, LoansUnder36 encourages users to contact lenders directly with any queries.

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* This content is not provided by the financial institution or the offer’s provider. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and does not constitute a financial or expert advice.

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