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AmOne

Suppose you need some extra cash for a home project, emergency, or unexpected expense. In that case, personal loans can be a great choice because interest rates are often lower than credit cards, and you may qualify for better terms. However, since there are so many lenders with both banks and private companies, finding an appropriate loan can be difficult. Thankfully, loan comparison tools such as AmOne can help you sort through options and apply for a personal loan that matches your needs and budget.
9.8
VIEW RATES
  • Offered Nationwide Since 1999
  • U.S. Based Live Support
Pros
  • Simple and free to use
  • A wide range of loan options
  • Save time
Cons
  • Customer support could be better
  • AmOne Overview
  • How Does AmOne Work?
  • AmOne Personal Loans Features
  • AmOne Personal Loans Requirements
  • Reliability and Support
  • Final Word

AmOne Overview

Headquartered in Foster City, California, AmOne has operated since 2005, and they have helped thousands of customers find good personal loans. They offer other services such as debt consolidation, business loans, credit card assistance, and more. Since its inception, AmOne has provided its service for free and helped its customers acquire billions of dollars in funding.

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How Does AmOne Work?

AmOne is not a lender. Instead, they are a comparison tool that matches potential borrowers with lenders. They screen thousands of lenders and only match their customers with credible companies with a proven track record. Once you begin applying for funding, AmOne will process your application and get quotes from various vendors within minutes. This saves time for the customer and matches lenders with reliable borrowers.

Applying for a loan using the AmOne system is straightforward. Start by answering some personal questions and providing information about your income and financial needs. Once AmOne has your data, they will send it to their network of lenders and present you with a series of quotes that may be suitable for you.

Once you have your quote, it’s up to you to compare your options and choose a loan that has the most favorable terms. After you select the loan, AmOne will walk you through the application process to get your funds.

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AmOne Personal Loans Features

AmOne works with a trusted network of lenders, so the exact terms, rates, and fees associated with the loans will vary depending on which lender you choose. Here’s what you can expect from an AmOne personal loan:

  • Amounts – AmOne can help you secure a loan anywhere from $1,000 up to $50,000.
  • Fees – There are no hidden fees to worry about when you use AmOne, but specific lenders may charge origination fees if you choose to take out a loan.
  • APR – Interest rates vary from 3.49% APR to 35.99% APR on loans available through AmOne.
  • Terms – Terms range from 12 to 84 months on loans offered through AmOne.
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AmOne Personal Loans Requirements

Since AmOne is a comparison tool, there are many different requirements depending on which lender you plan on working with and how much you need to finance. Some general rules of thumb to work with AmOne: you should be a US citizen or resident aged 18+, and you’ll need to have a bank account and proof of income. You don’t necessarily need a good credit score, but you will be excluded from applying with specific lenders if your score is too low.

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Reliability and Support

AmOne has over a decade of experience matching its customers with reputable lenders. Thousands of positive reviews and testimonials have helped AmOne become an industry leader in the personal lending comparison market, and they take customer data integrity very seriously. If you need to reach customer service, they have a helpline available.

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Final Word

If you are looking for a personal loan but don’t know where to start, AmOne is an excellent option. They will help you compare loans from various lenders so you can shop around and see what’s available to you. Since their service is free and only works with reputable lenders, you can be confident that you will find some personal loan options which may fit your needs.

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* This content is not provided by the financial institution or the offer’s provider. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and does not constitute a financial or expert advice.

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