Toggle

Customizable Car Insurance

Toggle’s website boldly states, “One size does not fit all,” and they specialize in providing streamlined and accessible coverage to consumers who want customizable auto coverage without a hassle.

Their standard package includes many different coverages, including bodily injury liability, comprehensive, underinsured motorist liability, and property damage liability. They also offer specialized options like gap and side hustle (e.g. rideshare or food delivery) coverages.

Unique Features

Along with traditional auto insurance coverage, Toggle offers unique insurance lines that are excellent resources for multiple demographics that may otherwise have difficulty finding an insurance provider that can meet their needs.

• Pet Passenger Coverage

Consumers are spending more time and money on their pets than ever before, and one result of this has been many more pets riding in cars. Many auto insurance policies would defer any pet injuries or issues caused by accident to a pet insurance provider, but Toggle offers specific pet passenger coverage If an accident injures your pet, and you have selected ‘Pet Passenger,’ you’ll have $1,000 in coverage under your auto policy.

• Side Hustle Coverage

For side-hustles like rideshare or on-demand food delivery, coverage is often a separate approval process for insurance carriers, but Toggle offers it directly as an add on to its core auto insurance offering. Consumers who have a side hustle involving their car may need additional coverage that is not provided by the larger rideshare or food delivery company, and Toggle can help its customers meet their coverage requirement. If you are interested in that coverage, simply ‘toggle’ it on when getting a quote and immediately see how much it costs.

• Temporary Ride Coverage

Many insurance carriers offer rental car coverage, but it can be expensive and inflexible. Toggle provides a unique solution to displaced drivers by offering temporary ride coverage, which includes rental cars, rideshare fees, and even grocery delivery charges if transportation is unavailable.

How to Get Toggle

Requesting a quote from Toggle is straightforward. Applicants can go online and enter their information on the “Get My Price” section, which will prompt you to provide name, address and date of birth, and the date you would like your insurance to begin. That’s it.

Once Toggle has your details, they will generate a quote based on your current coverage type. It literally takes less than a minute to get a comparison quote that is based on your current auto policy. You can customize your policy from there if you wish.

• Automatic Coverage Replacement

Since canceling current insurance policies, requesting a refund, and switching to a new carrier can be a pain, many new insurance providers are incentivizing new customers by canceling the policies on their behalf and requesting their refund.

Toggle offers this service to its customers to reduce the stress associated with “breaking up” with their old carrier and onboard them to the new policy.

• Bundling

Toggle also offers renters insurance for consumers who want to save money by bundling their coverage. While their renters’ insurance is priced higher than some of its competitors, Toggle provides extra value because they allow their customers to insure expensive items or exclude property that they do not want to cover.

Final Thoughts

Toggle is a modern auto insurance company backed by one of the biggest carriers in America. If you want a streamlined and straightforward auto policy, you may want to consider Toggle since they can generate quotes quickly.

Renters may benefit the most from a Toggle bundle since they offer renters insurance along with auto coverage.

If you want to learn more about auto insurance and compare other top carriers, please check out our other guides and reviews!