Gabi

Overview

Gabi enables you to complete the entire Auto Insurance shopping process from start to finish. Working with Gabi Is similar to having your own insurance concierge because you can view insurance quotes, compare prices, and purchase an auto policy all in one website.

If you need customer service assistance, you can reach Gabi through online chat, text, or email.

You Can Save On Costs By Comparing Auto Insurance Rates

Thanks to technology, Gabi takes shopping for auto insurance online to the next level. You can link your existing insurance policy to the Gabi platform, and Gabi will analyze it to determine what coverage you need and start building sample quotes for you.

Once Gabi has the data from your insurance policy, it will look for cheaper rates and better coverage with all of the carriers on its platform. Within minutes you will have a handful of curated quotes to compare that can help you save money.

Gabi can help you save even more money on your insurance premium, thanks to their package deals. If you need renters or homeowners insurance, Gabi can quote those as well and bundle them with your auto policy. In some cases, bundling can cut a significant percentage off of your premium.

Factors That Impact Your Car Insurance Rates

Since all drivers are unique, there are some standard factors insurance companies use to determine the prices of an insurance premium some of these factors include:

• Age and Gender
  Age and gender factor into insurance pricing because younger drivers carry a higher statistical risk since they have less experience and drive more often.
• Driving History
  Drivers with a strong record without tickets and accidents will be eligible for the best rates.
• Insurance Coverage
  Your premiums will directly be impacted by the types, limits, and deductibles of your insurance coverage. If you are comfortable with higher deductibles, you may be able to lower your insurance premium.
• Location
  Where you live may impact your premium. Densely, higher populated areas are generally more expensive because of the higher likelihood of accidents and damages.
• Type of Car
  It is more expensive to replace and repair a luxury car than a standard vehicle. However, if your car has built-in safety features and anti-theft devices, you may be eligible for a discount on your insurance.
• Credit Status
  If you have a poor credit history, your home and auto insurance rates are likely to be higher, but you may receive more favorable rates if you have a good or excellent credit score.

How To Lower Your Car Insurance Rates

Gabi is an excellent tool to determine if you are overpaying and need to change your insurance provider or get the best deal with your current policy. If you want to work with Gabi, follow these steps to save on your auto insurance policy potentially:

1. Check out if you can save money by bundling your car and home insurance from the same provider.
2. You can increase your deductible or lower your coverage limits or types. Keep in mind that this trade-off can affect the amount you receive should you need to file a claim.
3. Ask about the discounts that you can qualify for from your insurance provider.

Signing up with Gabi to compare rates is a free and effective way to save money on car insurance. Even if Gabi isn’t able to find a better deal for you today, they will continue to compare car insurance rates and alert you if something cheaper becomes available.