Progressive

Overview of Progressive Renter's Insurance

Progressive has been in the insurance business since 1937. While they are best known for their Auto policies, their goal since Inception has always been to provide affordable insurance plans to the public. Whether you need auto insurance, renters insurance, or a bundle of different policies, Progressive offers highly competitive rates.
Most insurance companies offer a basic renters insurance plan, along with Progressive. However, Progressive offers extra coverage, specialized add-ons, and other customizations that allow customers to have the best policy for their needs.

Regarding application processing, Progressive Insurance has the lead in application processing. Its most notable feature is The Name Your Price tool, which will help you get a policy that aligns perfectly with your budget. A comparison feature shows competitors’ quotes and rates alongside Progressive’s quotes.
Progressive leads other insurers when it comes to processing applications quickly and effectively.

The Name Your Price tool is an intuitive and user-friendly tool Progressive uses to build a policy around your budget. To ensure that you are getting the best rates, they provide a window showing competitors’ rates and comparing them side-by-side to what Progressive quotes.
If you prefer mobile applications, Progressive offers a smartphone app that will run rates, allow you to file claims, and even request roadside assistance, depending on your policy.

What Does Progressive Renter's Insurance Cover?

While a standard renter’s policy from Progressive should provide sufficient coverage, they offer additional coverages you can add to your policy if you need more coverage.

• Personal Property – The personal property plan is essential if you own many valuables and want to protect your belongings against loss. The plan extends to your property, such as your car or a storage unit, regardless of where it is. Commonly covered losses include fire, theft, water damage, and vandalism, but this policy extends to most loss scenarios.
• Loss of use – If your home becomes uninhabitable, the loss of use policy will cover temporary living expenses such as food, rent, and clothing. The covered losses can include gas leaks, water damage, or fire, depending on your policy.
• Personal liability – This plan will cover the costs of your legal fees and pay for additional damages from libel lawsuits or slander.
• Medical payments – This plan covers injuries at your home. If someone gets injured at your residence, this plan will pay for their medical bills Up to the policy maximum.
• Water back-up – This add-on will provide coverage against water damage from sump pumps and sewers. If your sump pump/sewer system backs up, it could destroy your property. This plan will cover these damages and help with water removal costs.
• Personal injury – If someone gets injured in your home and you get sued, this plan will cover your expenses and pay your court fees.

How to Apply for Progressive Renter's Insurance

Progressive generates their renter’s insurance rates through affiliate Insurers, so you have various choices when you submit your information for a quote.

• The first step is to visit the Progressive renters’ insurance website.
• If you want a multi-policy discount, you can add an extra insurance plan (e.g., auto insurance) in the form area to qualify. Once you add your zip code, the site will allow you to get a quote.
• Renter’s policies require additional information about yourself and your property, and you should describe the belongings you want to insure in the event of a loss.
• Progressive may also require you to provide information about your current renter’s insurance provider and insurance claims history. Depending on your insurance history, you may qualify for a rate discount./li>
• Progressive Renters Insurance will then process your information and provide relevant quotes from its affiliated insurers.

If you are searching for an affordable and robust renter’s insurance policy, check out Progressive – you may find a great deal through their price comparison tool!