JG Wentworth

Home Purchase Mortgages

If you want to purchase a home, J.G. Wentworth has a wide array of mortgage and Loan options for everything from a first home, vacation home, or investment property. Among their offerings are fixed-rate mortgages with terms between 15 and 30 years, adjustable-rate mortgages, FHA Loans, VA loans, USDA loans, and jumbo loans.

J.G. Wentworth’s website is easy to navigate, and it provides useful educational material that describes the unique benefits of each Mortgage type. Consumers also have access to an instant rate quote that they can generate without divulging any personal information, which can be very helpful if they are not ready to take on a mortgage. However, they still want to gauge what it might cost.

What we like about it:

• Quick rate quote without inputting any personal information
• Specialize in Veteran Loans
• A+ Better Business Bureau and 5-star ratings
• Offer a variety of different loan options
• Loan Specialist assigned to each consumer
• Offer loans with no points and low fees and fully transparent contracts

Mortgage Refinance

Refinancing is very popular in low-interest-rate environments because borrowers can potentially save thousands of dollars over the mortgage life. J.G. Wentworth offers various mortgage refinancing options, including traditional, cash-out refinancing, and debt consolidation refinancing. Whether interest rates drop significantly or your credit score increased, it may be worth it to check your refinancing rates with J.G. Wentworth.

VA Loan Specialist

Another benefit of borrowing through J.G. Wentworth is their VA loan specializations. Veterans and current service members receive affordable rates, no down payment requirement, and many other benefits, including relaxed credit requirements and no private mortgage insurance.

Ease of Use

The J.G. Wentworth website is user-friendly and very functional. Whether you already have a home picked out, want to learn more about how much you can afford, or are just beginning the research process, the website will provide the answers you need.

If you can’t find exactly what you are looking for, J.G. Wentworth gives you the option to have a conversation with a licensed loan specialist. Your specialist will walk through your options with you and answer whatever questions you may have about the mortgage process.

Price and Tools

J.G. Wentworth’s origination service costs a flat fee of $795 without any hidden fees or Point costs.

Additionally, J.G. Wentworth also offers plenty of calculators so you can research what to expect in the home loan process. Calculators include mortgage payment calculators, loan qualification, rent vs. buy comparisons, and even a 15-year vs. 30-year term calculator.

Services Offered

J.G. Wentworth is a direct lender, no middlemen are shifting you over to another bank or lender. Since J.G. Wentworth will be the lender, they can offer a wider variety of loans to meet the customer’s exact needs.

If you need to get in touch with them, they offer a customer service 800 number, and if they don’t answer, you can schedule a callback.

J.G. Wentworth has a strong reputation and can be an excellent choice for your next mortgage since they would be your direct lender, and they have an outstanding VA loan specialization service.