Homeowner's insurance has saved many people from financial ruin and is key for any homeowner. Nobody wants to imagine their home suffering damages from floods or fires, but these situations do happen and can lead to major repair and replacement costs, so it's always wise to have a reliable and strong homeowner's insurance package to protect you if anything goes wrong. There are many different HOI providers to choose from, with Farmers standing out as one of the most recognizable names in the industry.
When it comes to home insurance, Farmers is one of the true industry leaders. It offers car insurance and other forms of insurance too, but stands out for its comprehensive and strong home insurance packages. Founded back in 1928, Farmers is one of the oldest and most experienced home insurance companies in America. Farmers offers home insurance coverage for many different types of home, including condos and mobile homes, in all 50 states.
Farmers offers three ‘Smart Plan’ packages: Standard, Enhanced, and Premier. The Standard tier of home insurance with Farmers is ideal for beginners, offering a simple and straightforward coverage plan. Enhanced goes the next level with more coverage features and higher policy limits, while Premier is the ultimate in-home insurance with Farmers, offering the highest limits and widest array of coverage options.
Dwelling – Covers the cost of damages to your home.
Liability – Covers the cost of any legal or medical expenses incurred by people at your home who suffer an injury.
Personal Possessions – Covers personal possessions like valuables, appliances, electronics, and more from theft or damage.
Loss Of Use – If you aren’t able to live in your home while it’s being repaired, Farmers home insurance will cover your living and relocation expenses.
Guaranteed Replacements – Only available in the Premier plan, this option provides guaranteed replacements for all property damage, even if the items involved exceed your regular policy limits.
Identity Theft – Covers the costs and losses incurred if you become a victim of identity fraud.
Eco-Rebuild – This gives homeowners up to $25,000 to use on rebuilds and repairs, as long as the homeowner makes use of eco-friendly materials.
To get Farmers home insurance, simply follow these steps:
Visit the Farmers site and head to the FastQuote area.
Select Home Insurance and enter your property’s ZIP code to proceed.
Provide some basic info about you and your home. You’ll need to provide info like name, address, marital status, and occupation, as well as claims history, the history of the home, the square footage, the number of bathrooms, and more.
Enter some contact information like a phone number and email address.
A Farmers agent will then contact you with a quote, before you can proceed to modifying your plan or confirming the purchase.
