American Family

Overview of American Family Insurance

American Family Insurance is a leading insurance company in the USA looking to safeguard your most-valued property, whether it’s your home, business, or farm. The company offers a wide range of insurance services to ensure you get the right support for all your needs.

American Family Insurance was founded in 1927 and has gained a good reputation thanks to its quality and affordable insurance plans for homeowners in the USA. Their insurance plans not only provide a lot of coverage, but also comes with multiple bonuses and discounts for homeowners.

American Family Insurance plans for homeowner insurance are top-notch. You get to communicate with an agent to decide which plan is best for you. You also get a MyAccount App for easy payments and claims.

American Family Insurance services are available in almost all areas of the USA. In areas you’re unable to get coverage, the company partners with several reputable home insurance companies to give you affordable and trusted coverage.

What Does American Family Renters Insurance Cover?

American Family Insurance is one of the oldest insurance companies still operating in the US. It offers comprehensive plans that will give you all the coverage you need. Some of them include:

• Home Structure – This plan covers your home’s structure against damages like windstorms, fire, hail, theft, lightning, and vandalism.
• Detached Structure – The Detached structure coverage refers to other structures that are part of your property but not directly connected to your home building. They include fences, swimming pools, sheds, detached garages, and gazebos. This insurance plan only covers the structure and not the items stored inside them.
• Personal Property – This covers all your personal belongings in your house and outside of it. This means items inside your home structure and detached structures. You will have to decide which items you want to cover and the ones you want to leave out.
• Liability Protection – If a visitor accidentally gets injured in your home, the Liability protection plan will protect you from lawsuits and liability claims.
• Equipment Breakdown – This will cover your home appliances, smart home devices, and home system. If they ever get damaged due to electrical or mechanical fault, this plan will fix them.
• Matching Siding Protection – If the siding of your home ever gets damaged, this coverage will have it replaced.
• Home Daycare Insurance – If you’re running an at-home daycare, you will need this plan to protect your business. This plan will cover accidents and damages incurred to your business property.
• Senior Living – This plan will provide coverage for the personal belongings of your aged loved ones when they move into an assisted living facility.
• Home Business – If you’re running a business at your home, this plan will provide coverage for customer accidents like slips, falls, and damages to your business property.
• Personalized Coverage Assistant – Aside from the basic coverage plans, you get an optional coverage that will fit the unique needs of your household.
• Vacant Property Insurance – If you recently moved into a new house but you’re yet to sell your old house, this insurance plan will safeguard it while it’s up for sale.
• Sump Pump and Water Coverage – Sump pump failure could cost a lot. Giving yourself the right coverage against such an occurrence will leave you better prepared when it happens.

How to Apply for American Family Renters Insurance

To get insured via American Family Insurance, follow the steps below:

• Visit the American Family Insurance website to get an online quote (you can also speak to one of their agents via telephone to get you started)
• Enter your zip code on the main page and click on “Start Quoting”.
• At this point, you’ll get an instant estimate quote of your homeowner’s insurance plan. Note that, the estimation might not be the exact cost you will have to pay for your insurance coverage.