With over 300 auto insurance companies located in the US, it can be quite difficult to sort through different auto insurance offers and policies in order to find the perfect one that fits your budget, vehicle type, and location. Thankfully, EverQuote aims to put a stop to this problem. EverQuote is an auto insurance marketplace that matches consumers with auto insurance companies based on the profile each user fills out. Instead of searching the internet for an auto insurance company, all you need to do is fill out your information, and EverQuote will match you up with reliable auto insurance companies close to you. At this point, you just need to compare the offers by each auto insurance provider and choose the one that sounds good to you. EverQuote, is no doubt, the surest, fastest, and easiest way to shop for auto insurance from the comfort of your home.
The ease and convenience of shopping for auto insurance on Everquote is made easy in three steps.
Create a profile.
After logging to their official website, you are required to create a profile. In order to create a profile, you’ll need to provide vital information like your vehicle type, budget, location, etc. This allows EverQuote to appropriately match you with auto insurance companies that fit your profile.
Compare Insurance Providers
While many insurance companies may not display a full list of insurance prices, EverQuote goes the extra mile to bring you all their pricing. This will allow you to check for the insurance policy that favors you the most.
Connect with Insurers
After comparing policies and prices, you can easily connect with the insurer of your choice. Their phone or contact information is displayed for easy access.
EverQuote is not really an auto insurance company so they don’t offer any insurance packages and offers. EverQuote simply connects consumers with auto insurance companies. However, listed below are some popular auto insurance coverages most insurers offer to consumers.
Liability insurance: This package provides a level of protection for the insured party. Liability insurance covers the total cost involved when a driver harms someone or their property while operating a vehicle. The insurance does not cover damages you do to your own vehicle.
Collision insurance: Under this package, your vehicle is covered when you hit a tree, a pole, or any other object. It allows you to pay for the repairs to be made to your vehicle.
Comprehensive insurance: Any time your car is stolen or vandalized, this package covers the cost. It also makes payment for damages done to your vehicle by natural hazards like hail, snow, wind, flood, fire, or falling objects like trees or poles.
Personal injury protection (PIP) and medical payments (MedPay) coverage: This covers injuries to yourself or your passenger during a crash or an accident. It doesn’t matter whether you’re at fault or not.
Rental reimbursement insurance: This covers the expenses of renting a car while your vehicle is under repair or replacement. It allows you the comfort of having a car even while you wait for yours to be ready. There is usually a limit to this though.
Uninsured motorist (UM) insurance: This package protects you when you’re involved in an accident with a motorist without insurance. It takes care of all your medical bills and vehicle repairs.
Gap insurance: Collision and comprehensive coverage does not cover the original value of your car. It only covers the depreciated value of your car and new cars tend to depreciate quickly. Gap insurance covers this value.
Averagely, you may be required to spend about $138 on your car insurance. In other conditions, it could be as much as $3,000. However, the conditions of your vehicle, your driving experience level, age, credit claim, mile usage, ticketing history, and your residential address play major roles in influencing the price tag. In the same vein, prices of auto insurance vary from states to states according to the law governing auto insurance policy. You should hire a legal representative to walk you through this.
EverQuote aims to revolutionize how people search for auto insurance on the internet. With so many auto insurance companies out there, EverQuote will help consumers to narrow their search based on their budget, location, and vehicle type. EverQuote is free to use and has over 100 auto insurance companies in its library. At the moment, only users in the US can enjoy its services.