Hartville
Hartville Pet Insurance has been an established name in the industry for some time now. It’s actually one of the oldest pet insurers and is in partnership with the American Society for the Prevention of Cruelty to Animals. They take pet care seriously and enable you to create a customized pet insurance plan. Hartville offers some of the lowest deductibles available for pet insurance and is an innovative insurer. It’s an impressive insurer because if your pet does need medical care, a lower deductible may be easier to pay. What’s more, there is coverage available for cats, dogs, and even horses.
- Approved claims paid immediately
- Supports all major lenders
How Hartville Pet Insurance Works?
- When your pet needs veterinary care, take them to your usual vet and have them treated.
- Once your animal has undergone the necessary treatment and you know the final cost of the visit, submit a claim to Hartville.
- Wait for reimbursement.
It really is as simple as that. And, Hartville Pet Insurance claims are processed quickly so you aren’t left out-of-pocket for too long. It’s a simple process and one which makes insurance easier to manage.
Hartville Insurance Plans Available
You have the choice of Accident and Illness Coverage and Accident-Only Coverage. Fortunately, both can be customized to increase or decrease the annual deductible, reimbursement costs, and coverage limits. However, there is a waiting period before you are able to make an insurance claim.
It is 14-days so it isn’t too bad, but any injury sustained before that initial period won’t be covered. Even if your pet goes to the vet after that initial period, if the injury occurred beforehand, it’s not eligible for cover. It’ll be thought of as a pre-existing condition. You can also get a money-back promise so that if you aren’t happy within the first 30-days, you get a refund. It’s impressive, to say the least.
Accident and Illness Coverage includes:
- MRI, X-Rays, and CT Scans
- End-of-Life Expenses and Medical Supplies
- Alternative Therapies and Tooth Extractions
- Surgery and Much More
Hartville does offer an extensive array of treatments and medical costs with accident and illness plans. It’s useful and impressive because you never know what treatment a sick or injured dog or cat might need.
Back To Top ↑How to Sign Up to Hartville Pet Insurance?
On the Hartville Pet Insurance homepage, request a quote and tell them all about your pet. You will then receive a quote and can complete your purchase. It really does take minutes to sign up. And, once you’ve signed up, you only have to wait for the 14-day period for the policy to become active.
Back To Top ↑Customer Service & Support
If you need to speak to someone at Hartville Pet Insurance, you have the ability to do so via email or telephone. In a way, the customer services or support methods are limited but the support offered is excellent. You can speak to someone about a claim you wish to make or enquire about another matter. Hartville Pet Insurance tries to resolve all issues as quickly as possible so that’s very useful.
Back To Top ↑Hartville Pet Insurance Pros
- Illness and Accident Cover for Pets Regardless of Age
- If Necessary, Accident-Only Insurance Is Available
- A Money-Back Guarantee for the First 30-Days if You’re Unsatisfied
Hartville Pet Insurance Cons
- Older Pets May Face Higher Premium Costs
- Preventive Care Reimbursements are Limited
Is Hartville the Right Pet Insurance for You?
You can’t argue with how extensive Hartville Pet Insurance is. That’s fantastic because it’s not just the basic costs covered. There is accident and illness cover or accident-only. It’s useful to have options especially if you don’t feel your pet needs illness coverage as well as accident protection.
Unfortunately, premiums may increase for older pets but that’s understandable. Fortunately, Hartville has a variety of coverage available even if you have an aging pet. It’s nice there is coverage available for mature pets too. And, you can choose from the most appropriate plan.
Back To Top ↑Summary
Hartville is a sleek and friendly insurance provider. Even if this is your first pet insurer, the experience is impressive. And, you can customize your insurance fully to suit your requirements and budget. You can increase or decrease your deductible costs, along with your monthly premiums. Costs will increase if you have an older animal or require additional coverage but it’s still a budget-friendly provider.
Hartville does make pet insurance a piece of cake. It offers basic and advanced protection for all domestic pets and has an easy claims process. Hartville even covers FDA-approved prescriptions so that’s one less fee to worry about. It may help save you money but still get decent pet insurance.
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