If you rent an apartment in the US or any country at all, it’s advisable that you have a renters insurance plan in place. Renters Insurance provides cover from unexpected expenses that come as a result of damage or loss of your belongings. In addition to that, you also get cover from lawsuits and medical bills if someone gets injured in your apartment. Some insurance providers will pay for your additional livings costs if you have to live out of your apartment for a while. With AgileRates, you can easily compare renters insurance quotes from top carriers in the US and get the best one for your needs. Regardless of your budget, there’s always a renters insurance company you can find on AgileRates.
AgileRates is an insurance comparison website that provides accurate quotes from the leading insurance providers in the US. This tool can assist you in finding top-quality renters insurers and even save you more than 50% on your insurance.
AgileRates partners with more than 70 insurance companies and operates in all the states in the US. Rather than going through thousands of quotes from available insurance companies, you will only have to check through quotes from the top providers with the best rates, benefits, and discounts. AgileRate comparison tool can come in handy if you’re new to renters’ insurance policies. With AgileRates, getting quotes from the top insurance carriers would only take a few minutes. All you have to do is enter your zip code, personal information, and contact information to receive quotes. AgileRates will match the information you provide with its long list of insurance providers. In just a few minutes, you will receive several emails and text messages from insurance companies interested in offering you a plan. These plans are usually tailored to suit your budget-type and needs.
Personal Liability – This policy will replace or repair your belongings if they get stolen or damaged due to fire or water damage. Renters Insurance can cover most of your items including your clothing, electronics, furniture, appliances, and other items like your bicycle, lawnmower, etc. If an unplanned event happens to your belongings, you can file for an insurance claim and have it replaced or repaired.
Liability Insurance – If someone gets injured in your apartment, you may be sued for negligence. The liability insurance policy will pay for your court fees and other legal fees required. If the injured person requires medical treatment, it will also cover the medical costs. In addition to that, this plan will pay for repairs or replacement of other people’s property that you damage. This also applies to your pets.
Additional Living Expenses – Unexpected events like a gas leak, or fire outbreak can make your house dangerous to reside in. If you have to temporarily relocate to a friend’s apartment or rent a hotel while your landlord makes repairs to your apartment, this plan will cover your additional living expenses. It will pay for your lodging and feeding expenses until you’re able to return home.
Extra Coverage – Most insurers do not provide coverage for losses caused by natural disasters in a standard renters insurance plan. If you’re living in an earthquake-prone or a flood-prone area, you might have to get a different insurance plan in addition to your standard renter’s insurance plan.
Before applying for a quote from AgileRates Renters Insurance, you should make an estimated value of your possessions to help you determine the amount of coverage you would need. In addition to that, you should ensure that you have security systems like burglar alarms, smoke alarms, and fire extinguishers in your apartment. Having, these security systems could make you eligible for lower premiums and discounts.
To get a quote, you need to visit the AgileRates Renters Insurance page.
In the application area, enter your zip code, insurance type, residence type, property type, and tick if your apartment is a newly purchased property or not. Then click on Get My Quotes.
You will be directed to a new tab where you will be required to provide more details about yourself, your apartment, your insurance history, and your contact information. You could get a discount if you add another insurance policy to your plan.
If you’re interested in instant quotes, you can find them in the previous tab. These quotes are general and might not suit your budget. However, with them, you will know what to expect.