AgileRates is an insurance agency that helps consumers compare different auto insurance policies in the US. The agency was founded in 2018 as a way to help people looking for high-quality auto insurance to compare prices and pick the best insurance coverage. The service eliminates long hours of research that consumers have to go through in order to make a decision.Instead of having to read tons of reviews, AgileRates brings the insurance companies to you by providing you with auto insurance quotes. AgileRates works with 70+ top insurance companies in the US to ensure the customers always get the best and most affordable rates. Since its establishment, the company has helped over 400,000 people in all 50 states of the US.
With AgileRates, you can find the right insurance company and give your car the protection it deserves. To get quotes from the site, you will be required to fill in your zip code to help determine your location, then you will be given an online form. There, you will fill in your car information (make and model), and other necessary details that will help with your quote.
When done, you will be provided with different quotes from local and national insurance companies. Once you make your pick, you will be connected with an agent that will walk you through the process and help you get coverage for yourself and your vehicle.
To get the best auto insurance premiums, you will need to have a good profile. With auto insurance, the following factors determine your profile
Your driving record – A good driving history means you will pay less for an auto insurance plan than you would if you have several violations or insurance claims.
Your age – Most insurance companies will charge you less for insurance if you’re between 35 and 65 as they believe you’re less likely to be accident-prone.
Your credit score – Your credit score determines everything about your financial life including auto insurance. Here, the higher your credit score, the lower you will have to pay for insurance. A good credit score indicates financial stability which is a bonus when signing up for auto insurance.
Car make and model – This is pretty much obvious. If you drive a Lamborghini, you will definitely pay more than someone driving a Toyota Camry. Also, if your car has anti-theft and anti-collision features, you would be able to save on your car insurance rates.
Mileage – In simpler words, if you drive more, you are more likely to be involved in an accident so you will be charged more.
Policy type – Insurance companies offer several coverage plans. Depending on the plan you sign up for, you might pay less or more. Ensure you go through an auto insurance company’s policies to pick out the one with the best coverage and pricing before finalizing the deal.
Deductible – This refers to how much you are willing to pay out of your wallet if your car gets totaled. Typically, the more you can pay, the lower your car insurance rate.
AgileRates allows you to pick out insurers based on your location so you can choose the coverage policies based on what is required in your state. Depending on your state requirements, you may need to get some, most, or all of these insurance plans
Bodily injury liability
Property damage liability
Medical payments or Personal Injury Protection (PIP)
The factors that would determine your auto insurance cost have already been listed above. There is no actual way to determine just how much an auto insurance company will charge you since you will be comparing quotes from many insurers. However, using the factors above, you can determine if you will be charged very high or very low. A typical insurance rate should cost between $120 – $200.
With AgileRates, you don’t have to overpay for auto insurance as you can compare all quotes in one place and save a lot of time. In fact, the company can help you save up to $569 per year. AgileRates works with the best auto insurance companies in the US and focuses on delivering only cost-effective rates that won’t break the bank. With them, you can get a custom car insurance quote from a local insurer in your state. If you ever need help, you can easily contact an agent to start your auto insurance process.