Progressive Insurance is a notable car insurer with many years of experience. It was founded in 1937 and holds the rank of the third-largest auto insurance provider in the US. While the company is most notable for its car insurance services, it does offer insurance for just anything with a motor engine. It also offers other types of insurance through third parties.
Progressive has one of the best ratings among car insurance companies making it a great choice for anyone looking for a trusted option. It holds an A+ rating from AM Best and AA from Standard & Poor’s all denoting that it is a financially stable insurer. Customer satisfaction is also well above average indicating generally favorable insurance services.
Progressive Auto Insurance is a leader in several areas. It was the first auto insurer to sell its policies over the phone and also, the first car insurance group to launch a website. It made headlines by being the first auto insurer to allow customers to buy insurance policies online. Overall, it is a great option to try out.
How Does Progressive Auto Insurance Work?
Progressive Auto Insurance offers several options and discounts depending on several factors. These factors include your car type, model, year, the number of drivers, credit score, if you’ve had any tickets, and if you’ve ever been involved in an accident with your car. With the information provided, they’ll craft an insurance plan to suit your level of risk and budget. Note that your credit score is a big factor that will determine whether you will pay more or less for insurance cover.Back to top ↑
What Does Progressive Auto Insurance Cover?
Progressive Auto Insurance provides coverage for just about anything that could go wrong.
Liability coverage: This refers to coverage for someone else’s injuries or damage to someone’s car you caused while driving. This insurance will cover legal fees, medical bills, and any lost income caused by the injury. Coverage for your vehicle and injuries: This insurance policy helps protect you, your car, and other passengers. There are many options to go for here.
Comprehensive coverage: This package will cover repairs on your car due to vandalism, fire, natural disaster, or collision with an animal. It also replaces your car if it is stolen.
Collision coverage: This package will pay for damages to your vehicle if you collide with another object. Note that you will be paid regardless of who is the cause of the damage.
Uninsured/underinsured motorist bodily injury coverage: This insurance coverage will pay you for your injuries if you collide with a driver that is uninsured or with little insurance.
Uninsured/underinsured motorist property damage: This package will pay you for damage to your car if you collide with a driver that is uninsured or with little insurance.
Medical bills coverage: Medical bills coverage will handle your medical payments or in the worst-case scenario, funeral costs if you are killed in a motor accident. This payment will be made regardless of who is at fault.
Extra Coverage: Progressive insurance allows you to add several extras to your overall insurance policy. There are tons of other benefits like rental reimbursement, loan/lease payoff, collision deductible waiver, roadside assistance, deductible savings bank, rideshare coverage, and more.Back to top ↑
The cost of getting insured by Progressive Auto Insurance would depend on many factors. However, you should expect to pay an average of $1,373 annually. Note that this is not a standard figure as you might pay more or less depending on the insurance coverage you go for, the extra benefits you add to your insurance policy, credit score, and the state of your vehicle.
When signing up for Progressive Insurance, you can make use of the tons of discounts they offer. There is a continuous insurance discount that rewards individuals that have had insurance continuously with a discount. This discount is valid even if you’ve been insured by another insurer. There is also a teen driver discount for teens 18 years and below. There are extra discounts for being a good student, a homeowner, and having a snapshot plugin installed in your car.Back to top ↑
Progressive Auto Insurance prides itself as a transparent auto insurer with impressive rates that beats whatever any other insurance company would offer. In fact, it offers its quotes along with those from other insurance companies for you to compare and make the best pick. Thanks to its multiple insurance coverage offers, benefits, and tons of discounts, Progressive Auto Insurance is one of those options you are less likely to go wrong with.Back to top ↑