Mercury Insurance simplifies the process of shopping for car insurance. The company offers lots of coverage that guarantees all-round protection for you and your vehicle. All available premiums are affordable for those with low budgets to also enjoy their great services. Note that you stand to benefit more from Mercury Insurance if you have a good credit score. This is actually a very important factor, as it is the determinant whether the cost of your insurance cover will be high or low.
The insurance coverage options offered by Mercury Insurance goes beyond standard minimum coverage. So you can expect to find both the standard coverage options and additional coverage options.
Collision Protection:
This caters to any damage your vehicle suffers as a result of a covered loss, no matter who is at fault.
Comprehensive Coverage:
Your damaged vehicle is covered with this option. This includes damage caused by animals or vandalism.
Liability Protection:
Liability coverage works to help you pay for injury and damage caused by you, including attorney fees.
Medical Payment Coverage:
This coverage is optional and it pays for the medical expenses of a covered accident.
Personal Injury Protection:
This is another optional coverage that is used to pay the medical bills of covered accidents, irrespective of fault.
Rental Car:
This package helps to settle the cost of a rental car after a covered loss.
Ride-hailing Insurance:
This service is dependent on your state of residence. It will protect you when your ride-sharing app is put on but no customer has been accepted yet.
Roadside Assistance:
Here, all roadside emergencies like flat tire change, towing, emergency fuel and fluid delivery, locksmith, and battery jump-start services are covered.
Uninsured/Underinsured Motorist:
All body injuries as a result of a covered accident caused by a driver who is uninsured or underinsured are settled.
Mercury Insurance will decide the cost of your auto insurance by considering certain factors like the vehicle you drive, your age, your driving record, where you live, your marital status, and more. There is no exact amount for auto insurance under Mercury Insurance, so to know that which applies to your case, you’ll need to speak to a Mercury agent via this number (800) 956-3728 or a quote can be sent to you online for free.
Mercury Insurance also offers minimum insurance as required by many states. Drivers who cannot afford many insurance packages are mandated to have liability insurance to make driving a financially safe affair for everyone on the road. Liability coverage limits are generally written as $25,000/50,000/15,000. However, drivers are advised by the Insurance Information Institute to buy higher liability coverage of $100,000/300,000/50,000, to prevent being stranded when a complex insurance situation arises.
Mercury Insurance is home to a myriad of discounts and benefits for auto insurance. These discounts come in different forms – students in colleges who make good grades are awarded discounts for their diligence. Customers can make claims over the phone because the customer support agents are always on seat 24 hours a day, seven days a week.
Mercury Insurance is a great choice for a personalized claim service with competitive rates. By switching to Mercury Insurance, you can save up to $364 or more. Surely, this figure depends on different factors, and obtaining an online quote, which is relatively quick, will shed more light on it. Make the right decision today by choosing Mercury Insurance.
